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Dangers of Relying Solely on Social Security

- Uncertain Sustainability: The aging of the population and the decrease in the birth rate put the sustainability of the social security system at risk. Fewer workers and more pensioners can make it difficult for the system to be financially balanced.

- Changes in Rules: Constant changes in social security laws, such as the increase in the retirement age, create uncertainty about the amount and age of retirement.

- Limited Benefits: The value of pensions in Portugal is often insufficient to guarantee a comfortable quality of life in retirement, especially for those with a contributory career with low incomes.

The Importance of Private Pension

- Financial Supplement: Private pension appears as an essential complement to social security, guaranteeing a higher value in retirement.

- Personalized Planning: With private pension, it is possible to choose the plan that best suits your income and expectations.

- Financial autonomy: Through private pension, the worker has more control over his financial future, without depending exclusively on political changes that affect social security.

All in all:

In Portugal, social security is not enough to guarantee a comfortable future. Private pension is essential for a safer retirement with more financial freedom.

Talk to us to start dealing with your financial freedom today!